

You appear to have asked a vague question and people responded on what they thought you meant with your question.
You seem to be interpreting that as people trying to take your money rather than seeing that what you are looking to understand and what people are answering do not line up.
Another user has already given you other information that looks like what you were looking for, so I won’t bother reiterating.
I just want to say that I hope in the future you’ll try not to assume people interacting with you are trying to take advantage of you and there may just be a disconnect in the conversation.
Regardless, best of luck with everything :)
That’s awesome to hear.
Hopefully, the newest reddit influx will be able to settle in without any/too many issues.